How to Get Pre-Approved for a Mortgage in Henrico County: A Step-by-Step Guide

Duane Buziak (NMLS #1110647) walks Henrico County home buyers through exactly how to get pre approved for a mortgage — from gathering documents and protecting your credit score to understanding what underwriters look for — so you can make a confident, competitive offer in Short Pump, Glen Allen, Tuckahoe, and beyond.

Streamline Refinance Eligibility: What Henrico County Homeowners Need to Know in 2026

Streamline refinance eligibility gives Henrico County homeowners with FHA or VA loans a government-backed, reduced-documentation path to a lower mortgage rate — no full appraisal, no income re-verification, and no employment check required. This guide explains exactly who qualifies, what the requirements look like in 2026, and how working with a local Henrico mortgage broker can simplify the process.

Interest Only Mortgage Loans: What Henrico County Buyers Need to Know Before Choosing One

How to Refinance Your Mortgage to Lower Your Monthly Payment: A Step-by-Step Guide for Henrico County Homeowners

Interest only mortgage loans let qualified buyers pay only interest for an initial period — typically 5 to 10 years — keeping monthly cash flow flexible before the loan converts to a fully amortizing schedule. Duane Buziak, NMLS #1110647, walks Henrico County buyers through exactly when this specialized tool makes strategic sense and when it doesn’t.