Fixed Versus Adjustable Mortgage Rates Explained
Compare fixed versus adjustable mortgage rates in Henrico County. See how payments, timing, loan goals, and risk tolerance shape a confident choice now.
7 Ways to Choose a Loan Type for a Low Down Payment in Henrico County
The best loan type for low down payment depends on your service history, credit, income, and price point, and the smallest down payment is not always the cheapest loan. Glen Allen mortgage broker Duane Buziak walks Henrico County buyers through seven strategies for matching FHA, VA, and conventional programs to their situation, starting with eligibility rather than the loan name.
Mortgage Contingent on Selling Your Current Home: How Duane Buziak Explains Buying Before You Sell in Henrico
A mortgage contingent on selling current home can make your offer look risky to Henrico sellers, and it also raises underwriting questions about your existing payment. Duane Buziak, a Glen Allen mortgage broker, explains the difference between a home sale contingency and the financing issue, and shows move-up buyers in Short Pump, Innsbrook, and Wyndham how to buy before they sell without relying on the contingency.
Mortgage Contingency Clause Explained: What Henrico Home Buyers Need to Know
This guide has the mortgage contingency clause explained in plain language for Henrico home buyers: it lets you cancel and recover your earnest money if your loan isn’t approved within the agreed window, but only while its deadlines are met. Duane Buziak walks through the key dates, a worked appraisal-gap example with real numbers, and the common mistakes that put a deposit at risk.
How to Refinance to Eliminate Mortgage Insurance: A Henrico Homeowner’s Guide from Duane Buziak
A refinance to eliminate mortgage insurance can lower your monthly payment, but only when the savings clear a break-even test. Henrico mortgage broker Duane Buziak explains how to identify your PMI or MIP type, estimate refinance costs, and compare offers without a hard credit pull.
Bank Statement Loan Guide for Self-Employed Buyers
A bank statement loan guide for self-employed Virginia buyers: learn qualifying documents, down payments, rates, and smart next steps with clarity now.
How to Get Pre-Approved for a Home Loan in Henrico County, VA: A Step-by-Step Guide from Duane Buziak
A practical guide to how to get pre approved for home loan.
Mortgage Application Documents Checklist: 5 Tools Henrico Homebuyers Can Use in 2026
This mortgage application documents checklist, written by Glen Allen mortgage broker Duane Buziak, compares five providers Henrico homebuyers can use in 2026. It weighs how clearly each tool lists what to collect, how you submit documents, and what it costs before you commit, including whether a credit pull is involved.
Best Ways to Lower DTI Before Buying a Home
Learn the best ways to lower DTI before a mortgage application, including practical debt steps that may improve buying power without straining your budget.
How to Shop for a Mortgage Lender in Henrico County, VA: A Step-by-Step Guide from Duane Buziak
This step-by-step guide from Duane Buziak explains how to shop for a mortgage lender in Henrico County, VA. It shows how brokers, direct lenders, and banks differ, what documents to gather first, and how to compare loan offers side by side so you can pick the right lender without losing money to mismatched quotes.